Finding A Home

Renting your first Home

Whenever you rent an apartment or a house, there will always be a deposit required. This deposit will vary based on:

1. How much the rent is

2. Your credit score

3. Are you signing a lease or renting month-to-month

4. Is the landlord buying a new car that month.

5. Are you good looking …(just kidding, if this one is part of the deal, then run, don’t walk, to another rental.)

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Homeowner’s and Renter’s Insurance

A standard homeowners insurance policy includes four essential types of coverage. They include:

1. Coverage for the structure of your home.

2. Coverage for your personal belongings.

3. Liability protection.

4. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

Renters insurance is really a form of a homeowners policy. It protects your things from numerous perils like fire and theft. Remember, if your stereo is stolen or damaged, your landlord’s insurance will not cover the cost to replace it, but your renters insurance will.

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